Required for your professional license
License & Permit Bonds
Required by your state licensing board to operate legally. Same-day approval and instant PDF download for most professions.
Most licenses approved instantly • No upfront payment
Step 1 of 2
What profession requires the bond?
Different state licensing boards require different bonds.
Step 2 of 2
What state are you licensed in?
Bond requirements vary significantly by state.
How license bonds protect the public
Your license bond isn't insurance for you — it's a guarantee to the state and your customers that you'll operate honestly.
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You apply for your license
The state requires a surety bond as a condition of issuing your professional license. -
We issue the bond
You pay an annual premium (a small percentage of the bond amount). We file the bond electronically with your state. -
Your license gets approved
Your state board confirms the bond is on file and issues your license. You can start operating legally. -
The bond protects your customers
If you violate licensing laws or harm a customer, they can file a claim against your bond. The surety pays the claim, then collects from you.
How much does it cost?
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Best rates
Standard credit (650+)
1% – 3% of bond amount
$25,000 contractor bond = $250 – $750/year
- Instant approval
- No collateral required
- Renewable annually
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Bad credit OK
Below-average credit (under 650)
3% – 10% of bond amount
$25,000 contractor bond = $750 – $2,500/year
Bad-credit programs available. We can often approve bonds for applicants with credit scores as low as 500.
Why a license bond, not insurance?
Many business owners assume their general liability insurance covers what a license bond does. It doesn’t. A license bond is a regulatory requirement — your state won’t issue your license without it. Insurance protects you; a bond protects your customers and the state.
Frequently asked questions
Get your license bond today
Enter your ZIP code and we'll show you exactly what your state requires.